How to Design a Top-Notch Employee Benefits Package
Posted: March 6, 2025
A well-designed employee benefits package is essential for attracting and retaining top talent. Beyond salary, benefits like health care, retirement plans and paid time off play a major role in employee satisfaction and loyalty. But what makes a benefits package truly stand out? It’s about offering the right mix of coverage, flexibility and financial security. From researching industry standards to gathering employee feedback and ensuring...
Spring Cleaning for Your Small Business: 7 Ways to Refresh and Refocus
Posted: March 5, 2025
Each year, 80% of Americans roll up their sleeves for spring cleaning, clearing out clutter and refreshing their spaces. But what about your business? Just like your home, your business can benefit from a seasonal refresh—no mop and bucket required. Taking the time to tidy up your operations, streamline processes and review your goals can leave you feeling more focused, organized and prepared for growth....
Cyber Insurance: Why Every Small Business Needs It
Posted: March 3, 2025
When you think about cyber threats, you might picture a large corporation battling a data breach, not a small construction firm, local brewery or veterinary clinic. But here’s the reality—cybercriminals don’t just go after the big guys. In fact, small businesses are often prime targets because they typically have fewer security resources. If your business handles sensitive customer information, processes electronic payments or even just...
How Does My Credit Score Affect My Insurance Rates?
Posted: March 2, 2025
March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider. Another area where credit score plays a critical role is in determining...
Should I Switch from Term to Whole Life Insurance?
Posted: February 22, 2025
Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term life insurance policy, which offers no value after the specified period ends, a whole life...